<html>
<body style="overflow:hidden;">
<div style="overflow:auto; position:absolute; top: 0; left:0; right:0; bottom:0">
</div>
</body>
</html>
That should do it for a simple case
I believe this will work for your case
<html>
<body style="overflow:hidden;">
<div id="header" style="overflow:hidden; position:absolute; top:0; left:0; height:50px;"></div>
<div id="leftNav" style="overflow:auto; position:absolute; top:50px; left:0; right:200px; bottom:50px;"></div>
<div id="mainContent" style="overflow:auto; position:absolute; top:50px; left: 200px; right:0; bottom:50px;"></div>
<div id="footer" style="overflow:hidden; position:absolute; bottom:0; left:0; height:50px"></div>
</body>
</html>
this example will give you a static header and footer and allow the navigator and content area to be scrollable.