I definitely would advise against AllianceACH.com for the time being. They got sued by their bank and we lost a $5000 deposit because they don’t have the money to refund it. I’m pretty sure they are going out of business, although not positive. If they do end up getting their act together, and giving us … Read more
There is nothing about .NET that requires you to pay. Often, you will hear that it is not free, but this is referring to the GNU concept of “Free” as in “freedom”, not free as in price (or, in their words, .net is free as in beer but not free as in freedom). You can … Read more
There are three different ways to create a charge: with the source parameter only. In this case, source needs to be a token or source ID (created by Checkout or Stripe.js), i.e. a string that starts with tok_ or src_. with the customer parameter only. In this case, customer needs to be a customer ID, … Read more
Here’s the way I’ve always understood the concepts, and what you’ll need to know to implement a payment module in Magento. Answers to your specific “where does this happen” are bolded below, although it’s not quite as simple as you’re hoping for. Pre-internet, brick and mortar credit card transactions were a two stage process. At … Read more
You can’t really answer this kind of question with a “I like ‘insert provide name here’” type answer because like so many things it is a balance and the reasons for choosing a payment processing solution tend to be complex. Volume / Value The most important factor in choosing a secure payment clearance service (the … Read more
Stripe fits a lot of your criteria — you can accept credit card payments without a merchant account. You also get to control the payment flow without having to worry about PCI compliance. A clean and well-structured REST API The API is based entirely on REST — you can even use curl to charge cards: … Read more
The APIs for PDT and IPN are similar. The main difference is when you receive the notification. For that reason I would recommend implementing both. With PDT you get the notification instantly and can do any additional processing required and show the user a confirmation page. With IPN you are guaranteed to be notified that … Read more
It took me a couple of minutes to find a site that I could source for this. The card is valid until the last day of the month indicated, after the last [sic]1 day of the next month; the card cannot be used to make a purchase if the merchant attempts to obtain an authorization. … Read more